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    Home » The 15 US Colleges That Cost Over $100,000 a Year | Invesloan.com
    Money

    The 15 US Colleges That Cost Over $100,000 a Year | Invesloan.com

    September 30, 2026Updated:September 30, 2026
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    College tuition costs in the US are reaching new heights.

    Today, a bachelor’s degree at some of America’s top schools can cost upward of nearly half a million dollars over four years. And the trend doesn’t seem to be slowing down.

    In June, The Princeton Review collected a list of 15 US colleges with sticker prices exceeding $100,000 annually for their 2026 Best Colleges release.

    The numbers, collected through institutional surveys of over 2,000 colleges, include the annual costs of tuition, fees, housing, food, transportation, books, and other expenses for each undergraduate student.

    For many, the choice to attend one of these schools comes with an attached lifelong commitment — in the form of student loan debt.

    But many others at some of these institutions also benefit from generous financial aid, ranging from loan-free packages to free tuition or more, for families below an earnings threshold.

    At some of these schools, the investment is also matched by high earnings after graduation.

    See which schools are in the six-figure club — and what kind of relief they offer their students.

    15. Haverford College


    Marshall Auditorium, Roberts Hall, Haverford College, Haverford, Pennsylvania, USA.

    Haverford College is a private liberal arts college in Haverford, Pennsylvania.

    Education Images/Universal Images Group via Getty Images

    Sticker price: $100,026

    Average need-based scholarships and grants: $70,718

    Average out-of-pocket cost: $29,308

    Students from families earning under $65,000 a year may receive financial relief through loan-free financial aid packages from Haverford College.

    14. Colgate University


    HAMILTON, NEW YORK, UNITED STATES - 2015/10/11: Colgate University campus.

    Colgate University is a private liberal arts college in Hamilton, New York.

    John Greim/LightRocket via Getty Images

    Sticker price: $100,224

    Average need-based scholarships and grants: $72,605

    Average out-of-pocket cost: $27,619

    With a cost of attendance over $100,000 per year, Colgate University provides free tuition for families earning under $175,000 and loan-free financial aid packages for families earning under $200,000.

    13. Georgetown University


    Key Bridge Potomac River Georgetown University Washington DC from Roosevelt Island. Completed in 1923 this is the oldest bridge in Washington DC.

    Georgetown University is a private research university in Washington, D.C.

    bpperry/Getty Images

    Sticker price: $100,864

    Average need-based scholarships and grants: $58,163

    Average out-of-pocket cost: $42,701

    Located in the heart of DC and recognized for its influential network on Capitol Hill, Georgetown University promises to meet 100% of students’ demonstrated need through financial aid packages.

    12. New York University


    New York City, New York, USA - September 13, 2013: Street view of New York University NYU in Greenwich Village Manhattan. There are people visible in this image.

    New York University is a private research university in New York City.

    littleny/Getty Images

    Sticker price: $100,998

    Average need-based scholarships and grants: $60,191

    Average out-of-pocket cost: $40,807

    NYU, like other New York City schools, has some of the highest tuition costs in the US, driven by the local cost of living. The school, however, covers full tuition for families making under $100,000.

    11. Wesleyan University


    Wesleyan University Campus, Middletown, Connecticut, USA.

    Wesleyan University is a private liberal arts university in Middletown, Connecticut.

    : Education Images/Universal Images Group via Getty Images

    Sticker price: $101,030

    Average need-based scholarships and grants: $72,372

    Average out-of-pocket cost: $28,658

    Despite being one of the most expensive colleges in the US, Wesleyan offers loan-free financial aid packages to admitted students.

    10. Vassar College


    Poughkeepsie, NY - US - Jun 15, 2026 Sunlit view of Vassar College featuring historic red-brick architecture, mansard roofs, and lush green grounds under a vivid blue summer sky.

    Vassar College is a private liberal arts college in Poughkeepsie, New York.

    Brian Logan/Getty Images

    Sticker price: $101,051

    Average need-based scholarships and grants: $67,214

    Average out-of-pocket cost: $33,837

    Vassar College in Poughkeepsie, New York, is also among the costliest to attend. The school keeps its promise to meet 100% of demonstrated need for admitted students through financial aid packages.

    9. Claremont McKenna College


    Claremont, CA - August 13 2022: Fountain in front of an academic building at Claremont McKenna College

    Claremont McKenna College is a private liberal arts college in Claremont, California.

    Jim Brown/Getty Images

    Sticker price: $101,990

    Average need-based scholarships and grants: $68,936

    Average out-of-pocket cost: $33,054

    Claremont McKenna College, which ranks among the most selective schools in the US, also has some of the highest costs of attendance, though the school is committed to meeting 100% of students’ demonstrated need through financial aid packages.

    After graduation, however, students of the social science-focused school rank among the highest-earning graduates in the US.

    8. Fordham University


    "New York, New York, USA - March 8, 2012: People can be seen on the campus of Fordham University in Manhattan. This campus is located near Lincoln Center."

    Fordham University is a private research university in New York City.

    wdstock/Getty Images

    Sticker price: $102,188

    Average need-based scholarships and grants: $41,919

    Average out-of-pocket cost: $60,269

    President Donald Trump attended Fordham University for two years, and it’s among the colleges with the highest cost of attendance in the US, largely driven by the high cost of living in the New York City area.

    7. Smith College


    Northampton, MA - US - Aug 24, 2025 A grand brick College Hall at Smith College, with a prominent clock tower and American flag, set against a clear blue sky amidst lush green trees.

    Smith College is a private liberal arts college in Northampton, Massachusetts.

    Brian Logan/Getty Images

    Sticker price: $102,226

    Average need-based scholarships and grants: $73,031

    Average out-of-pocket cost: $29,195

    Smith College, the largest women’s college in the country, now offers loan-free financial aid packages for students, and students with families making under $150,000 receive free tuition.

    6. Washington University


    Three people with backpacks on sidewalk in front of the campus administrative building on sunny day moving away.

    Washington University in St. Louis is a private research university in Missouri.

    Philip Rozenski/Getty Images

    Sticker price: $102,260

    Average need-based scholarships and grants: $75,880

    Average out-of-pocket cost: $26,380

    Washington University in St. Louis, which has one of the highest costs of attendance in the US, also provides a fully free undergraduate education to students from Missouri and parts of southern Illinois with families making under $75,000 a year.

    5. Barnard College


    New York, NY USA - May 6, 2023 : The facade of Barnard Hall seen through the open main gates of Barnard College of Columbia University on Broadway in Morningside Heights, Manhattan, New York City

    Barnard College is a private liberal arts college in New York City.

    MDoculus/Getty Images

    Sticker price: $103,000

    Average need-based scholarships and grants: $60,320

    Average out-of-pocket cost: $42,680

    Barnard College, a women’s liberal arts college in New York City, provides its students with access to Ivy League resources through its historical partnership with Columbia University and is also committed to meeting students’ demonstrated need.

    4. University of Southern California


    USC's Department of Intercollegiate Athletics, Heritage Hall at the University of Southern California campus in Los Angeles, California, taken on March 15, 2025

    The University of Southern California is a private research university in Los Angeles.

    Kevin Koeppen Photography/Getty Images

    Sticker price: $103,162

    Average need-based scholarships and grants: $50,322

    Average out-of-pocket cost: $52,840

    Despite being one of the most expensive colleges in the US, the University of Southern California also offers its students some relief.

    First-year students with families earning under $80,000 can receive free tuition, although they’re still responsible for covering the cost of their food and housing, which is impacted by Los Angeles’ high cost of living.

    3. University of Chicago


    Aerial View of a large University in the Chicago Neighborhood of Hyde Park

    The University of Chicago is a private research university located in Chicago.

    Jacob Boomsma/Getty Images

    Sticker price: $103,821

    Average need-based scholarships and grants: $78,651

    Average out-of-pocket cost: $25,170

    The University of Chicago is America’s third-most expensive college by full cost of attendance.

    Beginning next fall, undergraduate students from families earning up to $125,000 will receive free tuition, fees, housing, and meals, and families earning under $250,000 will also get free tuition.

    2. Duke University


    Durham, NC - USA - 4-30-2024: Students walking on the campus of Duke University

    Duke University is a private research university in Durham, North Carolina.

    zimmytws/Getty Images

    Sticker price: $103,975

    Average need-based scholarships and grants: $70,439

    Average out-of-pocket cost: $33,536

    Despite being the second-most expensive college in the US by full cost of attendance, Duke University offers full tuition grants to students from South and North Carolina with families earning $150,000 or less yearly, as well as loan-free financial aid packages for students from the Carolinas with families earning $65,000 or less a year.

    1. Harvey Mudd College


    Fountain surrounded by Jacaranda trees at Harvey Mudd College

    Harvey Mudd College is a private liberal arts college in Claremont, California.

    Jim Brown/Getty Images

    Sticker price: $104,512

    Average need-based scholarships and grants: $64,941

    Average out-of-pocket cost: $39,571

    Harvey Mudd College is the most expensive college in the US, with a sticker price of $104,512 per year.

    However, the STEM-focused California college also has the fourth-highest-paid graduates in the country.

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