What's Hot

    SPDR S&P 600 Small Cap Growth ETF declares quarterly distribution of $0.1803 | Invesloan.com

    March 23, 2026

    Soaring healthcare prices are forcing individuals to make troubling trade-offs, like skipping meals — and the scenario is about to worsen | Invesloan.com

    March 23, 2026

    How Iran battle and Xi assembly delay may reshape US-China leverage | Invesloan.com

    March 23, 2026
    Facebook Twitter Instagram
    Finance Pro
    Facebook Twitter Instagram
    invesloan.cominvesloan.com
    Subscribe for Alerts
    • Home
    • News
    • Politics
    • Money
    • Personal Finance
    • Business
    • Economy
    • Investing
    • Markets
      • Stocks
      • Futures & Commodities
      • Crypto
      • Forex
    • Technology
    invesloan.cominvesloan.com
    Home » My Husband and I Have 10 Jobs Between Us. We’re Still Short on Bills. | Invesloan.com
    Money

    My Husband and I Have 10 Jobs Between Us. We’re Still Short on Bills. | Invesloan.com

    March 23, 2026Updated:March 23, 2026
    Share
    Facebook Twitter LinkedIn Pinterest Email

    I have been very fortunate to work full-time as a freelance writer for the past decade, but since last fall, my paid work has slowly been drying up. A client lost here, a job no longer needed there, and before I knew it, my life’s work had disappeared.

    As a freelancer, I am somewhat accustomed to fluctuating income, but this time, something is different: my emails go unanswered, people I had relationships with have been laid off, and job after job I apply for is a dead end. I now find myself unemployed at the brink of turning 40 with what feels like no real employable skills.

    To help replace my income, my husband and I have both taken on multiple jobs to make ends meet. Between the two of us, we have 10 different jobs. And it still feels like not enough.

    I have 5 kids, so flexible work has always been my mainstay

    As I have been job-hunting, I’ve also been trying to replicate the income I made as a writer while still continuing the flexibility my work provided. Since my husband and I became parents nearly 18 years ago, I’ve been the default parent working around our five children’s schedules. I have always worked from home and been there to manage our life admin, do drop-offs, pick-ups, house cleaning, laundry, grocery shopping, doctor and dentist’s appointments, errands, sick days, random days off, and childcare before they went to school.

    We don’t have outside help, so having to find a job that would take me outside of the home means changing everything. For instance, we don’t even have a way to get our youngest daughter to school since her start time is a full hour and a half later than my husband’s job starts.

    Hobbling together part-time jobs has been our solution

    In our search to figure it out, my husband and I have taken to working many different jobs to replace my income and continue caring for our kids. It’s been challenging for me to find any work at all, let alone full-time work that would fit our children’s schedules, so the interim solution has been a patchwork maze of part-time jobs. And honestly, it’s not pretty.

    Outside of my husband’s stable full-time job as a teacher, the rest of our work varies from week to week, but here’s the breakdown of our different jobs:

    Me:

    1. Freelance writer: (~20 hrs/week, ~$2,000 to $3,000/mo) I am still working a few jobs as a writer. It can vary week to week, but most weeks, I put in anywhere from 10 to 30 hours writing, along with various admin tasks, like reaching out for new jobs, source communication, and invoicing.
    2. Remote GLP-1 nurse (2 to 4 hrs/week, commission only): Because I have my license as a Registered Nurse, I took a contractor job working for a med spa as a weight loss nurse. I provide remote education, consultation, and care management for clients utilizing weight loss medication. This job takes between two to four hours per week, depending on my client load, advertising, and outreach efforts.
    3. Library assistant (10 to 30 hours/week, $16/hr): Shortly before I lost most of my writing work, I took a job as a library assistant, primarily to get out of the house and try something new. The good news is, I absolutely love it. The bad news is that I’m just a sub, so the hours are extremely variable and some weeks, I don’t get any hours at all.
    4. Homecare nurse (12 hours/month, $40/hr): This month, I picked up a job providing private duty in-home nursing care through a home healthcare nursing agency. It’s my highest-paying job, and while I enjoy the work and the family of my patient, I’ve only been assigned two shifts, so I’m not sure it’s income I can rely on yet.
    5. Teacher substitute (0 hours/month, $115/day): I just completed the process to become a substitute teacher through the same district my husband works at. The thought was I could sub at my daughter’s school, matching her hours. That would still drop my daughter off at school, make some money without needing extra childcare, and have the option to say no when I have other jobs lined up. I’m terrified to be a sub, but it does seem like it may be a convenient and flexible option, although the pay is not substantial.
    6. Support staff substitute (0 hours/month, $12/hour): Along those same lines, I am qualified to serve as a sub for support staff, like paraprofessionals, recess monitors, or secretaries in the school. There seems to be plenty of work available for these roles, but because the pay is so bad, so far, I have opted out of taking those jobs in lieu of hopefully making money elsewhere. These jobs also tend to pop up at the last minute, and my monthly schedule is usually set, so it’s hard to take last-minute requests if I’ve already committed to higher-paying library or nursing shifts, for instance.
    7. Real estate agent (0 hours/month, -$400): Because my six other jobs were not enough, I decided to take the pre-licensure class to become a real estate agent next week. I’ve always been interested in real estate, and I figured this was the time to try it, because why not? I’m already in the hole financially, there’s a chance I could replace my income, and real estate could give me the flexibility I’m looking for. But I know it will be a long road, so we’ll have to see if it’s a viable option.

    My husband:

    1. Public school teacher (40 hours/week, $4,000/month): This is obviously our main source of income, and my husband’s job also provides health insurance and retirement accounts.
    2. Crop/beef farmer (5to 7 hours/week/$0/month): We have some crops we grow on our small farm, and my husband also raises beef cattle. This past year, we invested in more cattle, so our farm is not currently turning a profit. Hopefully, next season, that will change, though.
    3. Professional woodworker (10to 20 hours/week/$1,000 to $2,000/month): My husband also has a woodworking business on the side, which he’s been running for close to 15 years. His time and income with this business vary significantly; some weeks, for instance, he’ll pull down a full 20 extra hours and maybe even more, while others will be much lighter. Still, it provides needed income for our family. I also help with both of my husband’s businesses, managing his social media account, client communications, and websites.

    Despite all the different roles we play, this month, my husband and I didn’t make enough to pay our credit card bill. The sobering realization that even 10 jobs isn’t enough is very defeating.

    I’m still working on a solution

    Clearly, something needs to change. The most obvious solution is for me to get a full-time job working as a nurse that would be consistent, higher income. But somehow, that hasn’t been easy to find, either. Because I’ve been out of the field for so long, I would essentially have to start over as a nurse, which would mean going back to night shift — a daunting concept for me both physically (been there, hated it) and logistically.

    My priority in life has always been to be ready and available to my kids, and be at every one of their events, games, and school parties. And so far, I’ve been really lucky to do that. I’ve rarely missed anything.

    It’s hard to face the concept of that changing now, especially as my oldest child is graduating from high school this year and I know, on an intimate, mind-dizzying level, how fast it really goes. But working 10 different jobs that aren’t even paying our bills isn’t sustainable (or let’s be honest, healthy) for either of us, and something eventually has to give.

    I just hope I figure it out soon.

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

    Keep Reading

    11 Military Operations Presidents Ordered Without Congress Approval | Invesloan.com

    I Go to Florida Often; Favorite Destination Is Quiet, Lesser-Known | Invesloan.com

    We Both Lost Our Jobs. so We Started a Company. | Invesloan.com

    BNY Managers Are Learning to Run Teams of Both Humans and Agents AI | Invesloan.com

    Return to Office and AI Are Pulling More Women Out of Work | Invesloan.com

    Air Canada Plane Collided With Vehicle at LaGuardia, Airport Shut | Invesloan.com

    Cursor Acknowledges Its New Low-Cost Coding Model Has Chinese Roots | Invesloan.com

    Nancy Guthrie’s Family Issues New Plea for Clues 7 Weeks Into Search | Invesloan.com

    She Quit Her Job to Travel the World; 5 Things She’d Do Differently | Invesloan.com

    LATEST NEWS

    SPDR S&P 600 Small Cap Growth ETF declares quarterly distribution of $0.1803 | Invesloan.com

    March 23, 2026

    Soaring healthcare prices are forcing individuals to make troubling trade-offs, like skipping meals — and the scenario is about to worsen | Invesloan.com

    March 23, 2026

    How Iran battle and Xi assembly delay may reshape US-China leverage | Invesloan.com

    March 23, 2026

    My Husband and I Have 10 Jobs Between Us. We’re Still Short on Bills. | Invesloan.com

    March 23, 2026
    POPULAR

    China’s first passenger jet completes maiden commercial flight

    May 28, 2023

    Numbers taking US accountancy exams drop to lowest level in 17 years

    May 29, 2023

    Toyota chair faces removal vote over governance issues

    May 29, 2023
    Advertisement
    Load WordPress Sites in as fast as 37ms!
    Facebook Twitter Pinterest WhatsApp Instagram
    © 2007-2023 Invesloan.com All Rights Reserved.
    • Privacy
    • Terms
    • Press Release
    • Advertise
    • Contact

    Type above and press Enter to search. Press Esc to cancel.

    invesloan.com
    Manage Cookie Consent
    To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
    Functional Always active
    The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
    Preferences
    The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
    Statistics
    The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
    Marketing
    The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
    • Manage options
    • Manage services
    • Manage {vendor_count} vendors
    • Read more about these purposes
    View preferences
    • {title}
    • {title}
    • {title}